Circle Internet Group, Inc.(CRCL) - Stock detail

Circle Internet Group, Inc.

US
CRCL
Circle Internet Group(Listing date: 06/05/2025)

Circle Internet Group, Inc. was founded in 2013 around Bitcoin and blockchain. Circle's mission is to increase global economic prosperity through the frictionless exchange of value. They launched USDC in 2018 as the core of the Circle Stablecoin Network. Circle's innovative products reach tens of millions of end users and power thousands of businesses, with USDC used in approximately $20.0 trillion in on-chain transactions as of December 31, 2024.

AI Rating

Rating methodology
Latest close (chg%)90.13-10.63%
Buy price
90.13
Target price78.00
Sell price107.00
P/E TTM-317.14
P/E102.18
Confidence85%
Risk score85/100
AI Summary
Convergence of extreme financial leverage (95.77% debt-to-assets), accelerating losses despite revenue growth, confirmed technical breakdown below all key moving averages, and emerging existential competitive threat from major payments incumbents (Stripe, Visa, Mastercard) creates an asymmetric risk profile skewed heavily to the downside.

Alpha Score

0-10
  • Trend（Score 2/10）

    Technical analysis shows an overwhelmingly bearish picture for CRCL with a confirmed downtrend, accelerating bearish momentum, and key supports broken on high volume.

  • Valuation（Score 1/10）

    The stock appears significantly overvalued based on conventional metrics. Valuation is extremely rich with a meaningless negative TTM P/E, a very high forward P/E of 102.18, a P/B of 7.31 despite negative ROE, and a P/S ratio of 8.16 which sits above a hypothetical reasonable range. The premium price reflects future growth expectations, not present fundamentals.

  • Financial strength（Score 1/10）
    The company's financial health shows significant strain with dangerously high leverage, tight liquidity, and recent net losses, presenting substantial financial risk.
  • Profitability（Score 2/10）
    The company shows exceptionally strong revenue growth but has swung to significant net losses with negative returns on capital. While gross margins are healthy, profitability at the net income level has deteriorated sharply.
  • Sentiment（Score 4/10）
    The investment case for CRCL has become more complex and risky due to a potential new stablecoin platform by major payment processors, which presents a direct competitive threat, despite positive countervailing developments like Mastercard's USDC expansion.
Latest price
$90.13-10.63%
Market cap22.4B
P/E TTM-317.14
P/E102.18
Volume15.99M
Turnover1.51B