Visa Inc.(V) - Stock detail

Visa Inc.

US
V
Visa Inc.(Listing date: 03/19/2008)

Visa Inc. was incorporated in Delaware in May 2007 and is a global payments technology company. It enables innovative, secure and reliable electronic payments in more than 200 countries and territories. The company facilitates digital payments for consumers, merchants, financial institutions, businesses, strategic partners and government entities worldwide through innovative technologies. Its advanced transaction processing network, VisaNet, enables the authorization, clearing and settlement of payment transactions and provides a broad range of products, platforms and value-added services to its financial institution and merchant clients.

AI Rating

Rating methodology
Latest close (chg%)312.40-1.55%
Buy price
312.40
Target price340.00
Sell price304.00
P/E TTM25.72
P/E33.56
Confidence70%
Risk score45/100
AI Summary
Confluence of extreme oversold technicals (RSI 19.56, CCI -220), strong fundamentals (53% net margin, 15.8% revenue growth), and near-term strategic catalysts (stablecoin platform, Tether card, Solana integration) creates a high-probability mean-reversion setup. A phased entry with defined risk management is recommended.

Alpha Score

0-10
  • Trend（Score 0/10）

    No summary available

  • Valuation（Score 3/10）

    Visa trades at premium valuation multiples (P/E 25.72, Forward P/E 33.56, P/B 16.04, P/S 13.06) that reflect its quality, growth prospects, and market position. Based purely on traditional multiples, it appears overvalued relative to the broader market, but such a premium is historically justified for this defensive company with consistent growth. A reasonable 12-month fundamental target price range is $340 - $370.

  • Financial strength（Score 8/10）
    Visa's financial health is strong with a robust balance sheet and excellent cash flow generation typical for a payment network. The company maintains sufficient liquidity (current ratio 1.09) and manageable leverage (debt-to-asset ratio 62.48%) given its predictable revenue streams and strong profitability.
  • Profitability（Score 9/10）
    Visa demonstrates exceptional and consistent profitability with extraordinary margins (gross margin 100%, net margin 53.65%) due to its asset-light, scalable network model. The company shows outstanding returns on capital (ROE 59.22%, ROA 22.51%) and strong growth trajectory with Q2 2026 revenue growth of 15.84% year-over-year and net income growth of 22.46%.
  • Sentiment（Score 0/10）
    No summary available
Latest price
$312.40-1.55%
Market cap562.04B
P/E TTM25.72
P/E33.56
Volume8.99M
Turnover2.83B