UnitedHealth Group Incorporated(UNH) - Stock detail

UnitedHealth Group Incorporated

US
UNH
UnitedHealth Group Incorporated(Listing date: 10/19/1984)

UnitedHealth Group Incorporated is a Delaware corporation. It is a diversified company dedicated to helping people live healthy lives and work better. The company provides a wide range of products and services through two distinct platforms: UnitedHealthcare, which offers healthcare coverage and benefit services; and Optum, which provides information and technology-enabled health services.

AI Rating

Rating methodology
Latest close (chg%)324.63+2.60%
Buy price
324.00
Target price300.00
Sell price335.00
P/E TTM19.50
P/E21.96
Confidence65%
Risk score65/100
AI Summary
Convergence of severe fundamental deterioration (halved gross margins, declining net income), extreme technical overbought conditions (RSI(6) at 88.24, 89% holders in profit), and imminent high-impact binary earnings event creates asymmetric downside risk. Capital preservation demands exiting before earnings rather than managing through the volatility.

Alpha Score

0-10
  • Trend（Score 4/10）

    UNH shows a bullish intermediate trend with strong breakout momentum but is severely overbought in the short term, creating an unfavorable risk/reward profile for new entries.

  • Valuation（Score 2/10）

    The current price of $324.63 appears overvalued on a strict trailing earnings basis, trading above both conservative fundamental targets and P/E-derived ranges. The market is pricing in a significant profitability recovery that hasn't yet materialized in reported financials.

  • Financial strength（Score 3/10）
    The company's financial health shows mixed signals with weak liquidity (current ratio below 1.0), high debt reliance (67.15% debt-to-asset ratio), but respectable profitability metrics (ROE 12.91%, ROA 3.97%).
  • Profitability（Score 3/10）
    Revenue growth remains robust at 11.81% year-over-year, but the company faces severe margin compression with net income declining 16.31% and gross margin falling sharply from 9.09% to 5.21%.
  • Sentiment（Score 4/10）
    UnitedHealth Group (UNH) faces a critical Q1 2026 earnings report amid significant Medicare Advantage regulatory headwinds, creating a mixed outlook with high short-term volatility but potential long-term value for contrarian investors.
Latest price
$324.63+2.60%
Market cap294.66B
P/E TTM19.50
P/E21.96
Volume9.39M
Turnover3.04B